Bank Transfer or iDEAL? Paying Moerland’s Fees the Way That Suits You

Choosing how you pay should be as straightforward as choosing your agent. Whether you prefer a classic bank transfer, the speed of iDEAL, or settling at completion via the notary, Moerland makes payment simple so you can focus on your move. This guide explains each option, when to use it, and how to keep everything running smoothly.

Your Payment Options at a Glance

Moerland accepts two direct payment methods and also offers notary settlement for sellers:

• Bank transfer
• iDEAL
• Settlement via the notary at closing (for sellers; the fee can be deducted from sale proceeds on the completion date)

Here’s a quick comparison to help you decide:

What You’re Paying For

Understanding what’s included helps you plan your budget confidently.

• Sales commission: Moerland’s sales commission is 1% to 1.5% of the sale price, determined by the property’s characteristics.
• Marketing costs: Items such as professional photography, floor plans, online advertising/Funda listings are not included in the commission. These supplementary costs are invoiced separately and are settled later at the notary upon closing.
• Optional presentation support: On request, Moerland can arrange professional home-styling or a clear-out to optimize presentation. Styling costs are treated as separate marketing expenses and added to the final invoice.
• Valuation (taxatie) fee: An NWWI-validated valuation report is €749 (VAT included), delivered within five working days after the inspection.

If you are preparing to sell, you’ll typically settle the commission and any approved marketing expenses at completion via the notary. If you’re arranging a valuation or other services, you can pay comfortably via bank transfer or iDEAL.

Bank Transfer: Reliable and Familiar

Bank transfers remain a trusted method for larger transactions.

How it works

• You receive an invoice from Moerland with the required payment details and reference.
• You initiate a SEPA bank transfer from your account, entering the invoice reference exactly as shown.

Advantages

• Broadly accessible and familiar—no additional apps or checkout needed.
• Clear audit trail from your bank statements.

Best practices

• Match the reference exactly so your payment is allocated without delay.
• If your bank offers it, schedule the transfer for the invoice due date to stay organized.
• Keep a proof of payment (confirmation or screenshot) until the invoice is marked paid.

iDEAL: Fast and Convenient

iDEAL lets you pay directly through your own bank in a few clicks, typically with immediate confirmation.

How it works

• Choose iDEAL when paying an invoice or online checkout provided by Moerland.
• Select your bank, authorize the payment in your banking app, and you’re done.

Advantages

• Speed: Payments register quickly, helping move processes forward without waiting.
• Simplicity: No manual entry of account numbers or references.
• Security: You authorize within your own banking environment.

Best practices

• Complete the payment in a single session to avoid timeouts.
• Save or download the payment confirmation for your records.

Settling via the Notary at Closing (Sellers)

If you’re selling with Moerland, you can opt to have the brokerage fee deducted from your sale proceeds and paid via the notary on the completion date. This is a standard, convenient route in Dutch transactions and keeps cash flow simple.

How it works

1. Confirm your choice: Let Moerland know you want to settle via the notary.
2. Coordination: Moerland forwards the necessary details to the notary.
3. Completion statement: On completion day, the notary deducts the commission—and any approved, invoiced marketing expenses—from the sale proceeds and pays Moerland directly.

Advantages

• Cash-flow friendly: No need to prepay the commission.
• All-in-one: Commission and separately invoiced marketing costs can be handled together at completion.
• Clean records: Everything appears on the completion statement from the notary.

Notes

• Notary settlement applies to sellers. For services like valuations, you can pay by bank transfer or iDEAL.

Timelines and Confirmations: What to Expect

• Bank transfer: Allocation timing varies by bank and cut-off times. Use the correct invoice reference to speed up reconciliation.
• iDEAL: You’ll typically see immediate confirmation once you authorize the payment through your bank.
• Notary settlement: The fee is settled on the completion date and appears on the final completion statement.

Practical Tips for a Smooth Payment Experience

• Choose the method that fits your plan: Prefer digital speed? Pick iDEAL. Want traditional control? Use a bank transfer. Selling a home? Consider notary settlement for convenience.
• Coordinate early: If you’re selling and wish to settle via the notary, inform Moerland early so the notary has all details in time.
• Use exact references: Whether by bank transfer or iDEAL, include the invoice number/reference precisely to avoid delays.
• Keep confirmations: Save payment confirmations until the invoice is fully reconciled.
• Budget clearly: Remember the commission (1%–1.5%) and plan for separately invoiced marketing expenses, which are typically settled at the notary for sellers.
• Valuations: An NWWI-validated valuation costs €749 (VAT included) and is delivered within five working days after inspection—payable via bank transfer or iDEAL.

Related Topics You Might Find Helpful

• How Moerland’s commission (1%–1.5%) is determined by your property.
• What’s typically included in a marketing package (e.g., photography, floor plans) and how those costs are handled at closing.
• Turnaround for NWWI-validated valuation reports and when to schedule one ahead of listing or financing.

Frequently Asked Questions

What payment methods does Moerland accept?

Moerland accepts bank transfer and iDEAL. If you are a seller, you may also choose to settle the brokerage fee via the notary at closing, with the fee deducted from your sale proceeds on the completion date.

Can I settle the commission through the notary?

Yes. Sellers can have Moerland’s fee deducted from the sale proceeds and paid via the notary on completion. Approved, separately invoiced marketing expenses can also be settled at the notary.

Are marketing expenses included in the commission?

No. Marketing expenses—such as photography, floor plans, and online advertising/Funda listings—are not included in the sales commission. These costs are invoiced separately and settled at the notary upon closing.

How much does an NWWI valuation report cost, and how do I pay?

An NWWI-validated valuation report costs €749 (VAT included) and is delivered within five working days after inspection. You can pay via bank transfer or iDEAL.

Conclusion

Whether you choose bank transfer, iDEAL, or settlement via the notary, Moerland keeps payments clear and convenient. Decide what fits your timeline and cash flow, confirm references, and coordinate early for a smooth experience from listing to completion.

Ready to choose your payment method—or have a quick question? Message us on WhatsApp at +31 20 610 3366 or send your query via “Vraag het de makelaar” on our website. We’re here to help—Dutch or English.